From the ‘Investing’ Category
Wednesday, April 14th, 2010
A friend posted a link to an article with the title: “When Soda Was a Nickel and Social Security Wasn’t Much More.” The premise to the author’s article is that Social Security is a bad deal for a variety of reasons. But their analysis very much simplifies the complex calculations of Social Security and reviews one particular case: A high wage earner who is single. The link to the article is at the end of this one.
What about the rest of us and what assumptions are made for that single, high wage earner?
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Tags: 401k, 403b, fica, finance, insurance, ira, libertiny, retirement, social engineering, social security, tax
Posted in Family Budget, Government, Investing | No Comments »
Monday, April 12th, 2010
On 2008 July 18 we wrote an article for Business Week’s “Business Exchange” about predicting the stock market prior to, during and after U.S. elections. Here are the final results for the year after President Obama was elected (2009).
Here’s What We Said on 2008 July 18
Around this time every US election cycle you start hearing words like “the stock market always goes up after an election” or “the start market always goes down after an election.” As we’ve all suspected, it’s a bit more complicated than that. These “rules of thumb” don’t really apply in their generality, but you can make some strategic plans on when you likely should be in the market and when would be a good time to sit out of the market if you are a low risk investor.
Our final conclusions? Read on…
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Tags: bill clinton, finance, financial, george bush, Investing, jimmy carter, libertiny, money, obama, personal, president bush, president carter, president clinton, president obama, president reagan, ronald reagan, stock, stock market
Posted in Government, Investing | No Comments »
Thursday, February 26th, 2009
In March we’ll have lower risk investment advice for our private clients. And for both our private clients and free newsletter subscribers: “Should You Pay Off That Loan.”
Tags: budget, budgets, family, finance, financial, investment, investment advisor, libertiny, loan, money, spend, spending less
Posted in Investing | 1 Comment »
Monday, February 23rd, 2009
On 2008 July 18 we wrote an article for Business Week’s “Business Exchange” about predicting the stock market prior to, during and after U.S. elections. Here’s our update one month after President Obama was inaugurated.
Here’s What We Said on 2008 July 18
Around this time every US election cycle you start hearing words like “the stock market always goes up after an election” or “the start market always goes down after an election.” As we’ve all suspected, it’s a bit more complicated than that. These “rules of thumb” don’t really apply in their generality, but you can make some strategic plans on when you likely should be in the market and when would be a good time to sit out of the market if you are a low risk investor.
How have things changed to date? Read on…
(more…)
Tags: bill clinton, finance, financial, george bush, Investing, jimmy carter, libertiny, money, obama, personal, president bush, president carter, president clinton, president obama, president reagan, ronald reagan, stock, stock market, stocks
Posted in Government, Investing | 2 Comments »
Wednesday, December 31st, 2008
(c)2008, Libertiny Financial
During Christmas my young nephew and I teamed up to challenge his father in my nephew’s first game of Monopoly. This is one of my all time favorite board games and I was looking forward to introducing my nephew how to strategically crush his future opponents from a financial perspective.
After briefing him on the basics, I selected a strategy for us that was in complete opposition to the way our family plans our own budget in real life: During the game, we were going to be highly leveraged kings, the likes of which only the CEO of Merrill Lynch, George Bush, Ben Bernanke and Hank Paulson can dream of in real life.
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Tags: audio, ben bernanke, books, budget, budgets, calculator, cash flow, cd, children, family, fiancial advisor, finance, financial, hank paulson, home, investment advisor, kid, kids, libertiny, merrill lynch, money, monopoly, monopoly game, personal, save, saving book, Software, spend, spending less, spreadsheet
Posted in Family Budget, Investing, Save Money | No Comments »
A friend posted a link to an article with the title: “When Soda Was a Nickel and Social Security Wasn’t Much More.” The premise to the author’s article is that Social Security is a bad deal for a variety of reasons. But their analysis very much simplifies the complex calculations of Social Security and reviews one particular case: A high wage earner who is single. The link to the article is at the end of this one.
