Posts Tagged ‘budget’
Tuesday, May 4th, 2010
Beginning with President Woodrow Wilson in fiscal year 1917, the U.S. has run a cumulative budget deficit every year. In 1916, President Wilson’s $63 million cumulative surplus switched to a $790 million cumulative deficit in 1917. He managed this by being the first president in the 1900’s to ever spend nearly $1 billion over his revenues while also being the first president with a multi-billion dollar source of collected revenue. That’s the financial cost of war–specifically, World War I.
Since World War I, from a cumulative deficit perspective, the U.S. has never recovered financially due to spending incurred by each subsequent major outlay of funds: Wars, social engineering programs or depressions/major recessions. During 2010, our total cumulative deficit is over $8 trillion dollars. That means that each living person in the U.S. has an equivalent debt of nearly $27,000.
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Tags: budget, debt, deficit, deficit elimination, deficit reduction, finance, libertiny, us budget deficit, war, world war
Posted in Government | No Comments »
Thursday, April 29th, 2010
We believe so strongly that having a basic budget can change your life for the better, that we’re giving away our budgeting software for free.
Makes budgeting simple. Find out where you spend your money, reduce your spending and save for that great vacation or spa treatment.
Click to download: http://www.libertiny.com/libertinyfinancial3/libertiny_financial_simple_family_budget_2_2.xls
Tags: audio, books, budget, budgets, calculator, cd, family, finance, financial, home, libertiny, money, personal, save, saving book, Software, spend, spending less, spreadsheet
Posted in Family Budget, Software | No Comments »
Wednesday, April 28th, 2010
How much of a difference does paying an extra $10 or even $100 per month make in reducing the time to pay off your loan. Should you pay off your loan?
These are some of the questions that you can answer with our loan analysis software.
Download it for free here:
http://www.libertinyfinancial.com/libertiny_financial_loan_analysis_1_1.xls
Tags: budget, budgets, calculator, family, finance, financial, home, libertiny, loan, money, personal, save, saving book, Software, spend, spending less, spreadsheet
Posted in Family Budget, Software | No Comments »
Friday, April 23rd, 2010
If you’re looking for a job or someone has contacted you and asked you to join their firm a variety of questions tend to cross our minds:
- What’s the new job like?
- Will the people be good to work with?
- How much money will I make?
The last issue is generally comprised of Salary, Bonus, and Benefits. With the cost of benefits continuing to escalate much faster than inflation, the quality and financial value of your benefits need to be a part of your financial analysis.
Here are the 4 steps needed to make a well informed, apples-to-apples comparison of the total compensation being offered.
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Tags: benfits, budget, budgets, evaluating a job, family, finance, financial, finding a job, insurance, job, job benefits, libertiny, money, mortgage, save, saving, work benefits
Posted in Family Budget, Jobs | No Comments »
Friday, March 20th, 2009
Although I’m a geek both by education and by personality, I got off of the “bleeding-edge” roller coaster of technology a decade ago because it was just too expensive. To be on the bleeding-edge requires not only a lot of money, but the understanding that you are paying a company to be a tester of their equipment or service. I prefer to be one or two steps back from the bleeding-edge–adopting technology that has been well tested and is now in mass production so that the price is reasonable.
That’s where my battle with light bulbs and electricity comes into the picture. I’m all for being good stewards of our environment as long as I’m not being asked to adopt bleeding-edge technology with all of its risks–including financial risk. Until a year ago, the change to compact fluorescent light (CFL) bulbs was interesting, but there were both technology glitches (flickering and audible buzzing of the light bulb when turned on) and high cost. Both of these issues made the adoption of compact fluorescent light bulbs unacceptable to me.
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Tags: budget, budgets, cfl, compact fluorescent light bulb, electricity, energy, environment, family, finance, financial, green, green technology, led, libertiny, light emitting diode, money, save, saving
Posted in Family Budget | 1 Comment »
Beginning with President Woodrow Wilson in fiscal year 1917, the U.S. has run a cumulative budget deficit every year. In 1916, President Wilson’s $63 million cumulative surplus switched to a $790 million cumulative deficit in 1917. He managed this by being the first president in the 1900’s to ever spend nearly $1 billion over his revenues while also being the first president with a multi-billion dollar source of collected revenue. That’s the financial cost of war–specifically, World War I.
